PMA + OptFin + SolVida
A personal bridge between mortgage decisions, optimization research, and AI systems.
I help people and teams make clearer decisions: borrowers through PMA, researchers through OptFin, builders through SolVida, and trusted contacts through Luna AI.
Photo AI set
Selected hero-only portraits
Identity hub
JoseDiaz.com should strengthen the three active pillars.
PMAFin
Mortgage leadership, borrower clarity, licensed Florida and Texas scope.
OptFin.org
Operations research, optimization memory, solver evidence, doctoral arc.
SolVida.ai
Site factory, AI modules, Photo AI, templates, widgets, and release gates.
JoseDiaz.ai
Personal AI architecture, Luna routing, private memory, public philosophy.
Mortgage intelligence
More mortgage content, but routed correctly.
This personal site explains Jose's mortgage judgment without replacing PMAFin. Borrower workflows, disclosures, and loan operations remain anchored to PMA.
Optimization arc
From Software Engineering in Havana to doctoral optimization work in Italy.
2000-2005: Software Engineering, CUJAE, algorithms and systems foundations.
2005-2008: Master's thesis work around ATSP, TSP, rural routing, and Chinese postman variants.
2008-2015: Doctoral years in Modena and Reggio Emilia, Italy, before moving to the United States.
2026: OptFin turns that research memory into public evidence and practical systems.
Journal system
Blog covers use SVG topic icons, not random Jose photos.
Photos stay concentrated in the hero reel and Photo AI archive. Journal covers use topic-specific SVG marks for mortgage, optimization, migration memory, and SolVida.